Mortgage Reduction Advice and Debt Reduction Advice

Pay off the mortgage sooner

Buying and paying off your home is one of the largest debt most of us will need to manage over our lifetimes.

According to the Money Smart Mortgage Calculator1, a $500 weekly loan repayment, at 4% interest and $10 a month in charges, means you will pay back $244,110 in interest and fees. The loan period in this example is 25 years, for a home loan amount of just $408,890.

We don’t know what you think of that, but if our clients had $244,110 to spend, the last thing we’d want them to do is to pay it to a bank.

Mortgage Reduction Advice provides you with the opportunity to have your situation reviewed properly. Our goal is your goal – How can we pay off the mortgage sooner and pay less interest? We can assess your saving, spending and payment habits. We may also implement several financial planning strategies to help you pay off your mortgage sooner. We have customized tools to help you track this and help motivate you to get on the front foot with debt reduction. Even small additional amounts can really make a big difference over time.

Over the lifetime of a home loan, mortgage reduction advice can save you tens to hundreds of thousands of dollars in loan interest and charges. It can also reduce your stress about money.

We can also review the terms of your loan and refer you to a mortgage or finance broker to make a recommendation about changing your loan provider if required.

Financial Planner Darwin

Do you want to pay off your mortgage sooner?

Helping individuals and families pay off their mortgage sooner is one of the things we do to help clients step forward. Often our clients achieve more than they think they can, after they receive our advice.

Call us on 0411 331 870 or contact us and ask for an appointment.  Your first appointment is at our cost, to see how we might assist.

Pay off credit cards and personal loans sooner

It might not be as big as a mortgage, but credit card debt and personal debt can also stop you from moving forward with the things you’d rather be spending your money on.

According to the Money Smart Credit Calculator2, a $400 monthly credit card repayment, at 18% interest means you will pay back $1,413 in interest. The payback period in this example is 2 years, for a credit card debt of just $8,000.

We don’t know what you think of that, but if our clients had $1,413 to spend, the last thing we’d want them to do is to pay it to a bank.

Debt Reduction Advice provides you with the opportunity to have your situation reviewed by properly. Our goal is your goal – How can we pay off the debt sooner and pay less interest? We can assess your saving, spending and payment habits. We might also implement several strategies to help you pay off your debt sooner and can show you how you might get rid of the credit card altogether.

Over a person’s lifetime, credit card and personal loan reduction advice may save you hundreds to thousands of dollars in interest and charges. It can also help you move forward with financial goals that are more important to you.

We can also review the terms of your debt and refer you to a mortgage or finance broker to make a recommendation about changing your credit provider if required.

Do you want to pay off your credit card or personal loan sooner?

Helping individuals and families pay off their credit cards and personal debt sooner is one of the things we do  to help clients step forward. Often clients achieve more than they think they can, after they receive our advice.

Call us on 0411 331 870 or contact us and ask for an appointment.  Your first appointment is at our cost, to see how we might assist.

  1. Money Smart Mortgage Calculator
  2. Money Smart Credit Card Calculator

Is that the kind of financial planning support you’d like to access to help your family get and stay ahead?

If so we’re here to help you.

Call us on 0411 331 870 or contact us and ask for an appointment. Your first appointment is at our cost, to see how we might assist.